Privacy Policy | PrivacyPortfolio

About Us

PrivacyPortfolio, LLC is a limited liability corporation registered by Craig Erickson in the State of California, USA.
Craig Erickson authorized PrivacyPortfolio, LLC as his personal agent.
PrivacyPortfolio, LLC operates the Yo‐AI Assurance Platform, and is accountable for all activities covered by this policy.

Our Mission

Empower individual consumers and organizations to establish and maintain open, two‐way communication channels for exchanging personal and organizational preferences.

Our Policy

This privacy policy represents how data is governed by PrivacyPortfolio and the Yo‐AI Assurance Platform.

About You

You are an individual person who may also represent a group of individuals or an organizational entity.
You might also be an authorized agent, attorney, or other representative of an individual or organizational entity.
You may even be an AI agent or other automated system that represents an individual or organizational entity.

You are invited to consume PrivacyPortfolio's resources on the condition that you comply with these privacy policy provisions, which serves as a mutual contract agreement between the Publisher, "PrivacyPortfolio", and "You" as the Subscriber.

Your Rights

Your privacy rights are protected by privacy and data protection laws according to:

• where you reside
• where you engage in commerce
• where we collect or transfer personal data of residents
• which role identities your interactions are contextually associated with
• your personal preferences and explicit consent to process personal data
• this Privacy Policy
• written agreements signed by you and any authorized representatives

Exercising Your Rights

You can represent yourself or authorize an agent to represent you by:
Email: solicitor-general@privacyportfolio.com
OR
Telephone: (928) 364-0536

Although Craig Erickson, his authorized agent PrivacyPortfolio, and the Yo‐AI agents acting on Craig Erickson's behalf are exempt from many privacy laws,
we take everyone's reasonable expectations of privacy into consideration and include them in our signed data processing agreements.

I'm just a California Consumer on a very limited budget.
If I can fulfill privacy rights for anyone in the world, I know you can too!

My Rights

Our legitimate business interests allow me to process your personal information for the following purposes:

• To conduct research in compliance with mutual agreements and applicable laws;
• To investigate complaints or concerns and ensure they are addressed appropriately to the satisfaction of all parties involved;
• To provide an audit trail of PrivacyPortfolio's activities covered by this policy.

My Exemptions

PrivacyPortfolio, LLC is exempt from many privacy and data protection laws according to:

• company size, revenue, and location
• legitimate interests
• compliance reporting obligations

PrivacyPortfolio, LLC is NOT exempt from security and confidentiality requirements agreed to in writing.

Our Preferences

PrivacyPortfolio's preferred method of communication is by email.
PrivacyPortfolio uses the Yo‐AI Assurance Platform to automate all requests regarding any subject, ensuring they are routed to the appropriate agent by emailing: solicitor-general@yo-ai.ai.
Craig Erickson, PrivacyPortfolio's Data Protection Officer can be contacted directly at craig-erickson@privacyportfolio.com.

PrivacyPortfolio's alternative method of communication is by telephone: (928) 364-0536.
All phone calls, SMS messages, chats, videos, and faxes are recorded, transcribed, and forwarded to Yo‐ai.ai for evaluation against our TrustedSender program using Paubox, a HIPAA‐compliant email gateway provider.
(Paubox also separately manages SMS subscriber and suppression‐list data as described in the SMS Terms of Service below ‐‐ these are two distinct uses of the same vendor.)

TrustedSenders include registered agents, attorneys, and other authorized representatives whose identities and authorization have been verified by PrivacyPortfolio's DPO.
The Yo‐AI Assurance Platform offers multiple supportedInterfaces for your AI agents to interact directly with our agents that use the A2A protocol:
https://privacyportfolio.com/.well-known/agent.json.

Your Data

"Personal Information" means:
“Information that identifies, relates to, describes, is reasonably capable of being associated with, or could reasonably be linked, directly or indirectly, with a particular consumer or household.”.
(California Civil Code §1798.140(v))

"Sensitive Personal Information" means: Personal information that reveals:

• SSN, driver's license, state ID, or passport number
• Account log‐in, financial account, debit/credit card number combined with any required security/access code or password
• Precise geolocation
• Racial or ethnic origin, citizenship or immigration status, religious or philosophical beliefs, or union membership
• Contents of mail, email, or text messages (unless the business is the intended recipient)
• Genetic data
• Neural data (added by SB 1223, effective Jan. 1, 2025) — defined as “information that is generated by measuring the activity of a consumer's central or peripheral nervous system, and that is not inferred from nonneural information”

• Biometric information processed for the purpose of uniquely identifying a consumer
• Personal information concerning health
• Personal information concerning sex life or sexual orientation

"Personally Identifiable Information" is defined as:
personal information that can be used to identify you.

Your Preferences

PrivacyPortfolio wants to honor your preferences for how we communicate, what information is collected, shared or processed, and for what legitimate purpose.
Your preferences and our preferences are negotiable.
Preferences are honored by written, mutual agreement which can be signed electronically by you, your organization, your authorized agent, and AI agents authorized to act on your behalf.

Honoring Your Preferences

PrivacyPortfolio honors your preferences by providing user‐friendly interfaces to manage your personal data and communication choices.

PrivacyPortfolio hosts and maintains a metadata repository of personal datasets in a secured cloud environment.
Disclosure of personal information is stored, maintained, and controlled by explicit consent directives governing use.
Administrative and technical controls are configured to prevent unauthorized access, disclosure, or modification of these personal datasets.

For individuals who are employees or otherwise represent organizations:
We protect your personal privacy rights by redacting personally‐identifiable information in public documents when you are "just doing your job" by interacting with PrivacyPortfolio.

For recipients of promotional content:

• you may access a full accounting of personal data collected through PrivacyPortfolio's vendors, along with any contextual data associated with you and your activities.
• you may unsubscribe or opt‐out from promotional emails sent directly to your user email.
• you may also opt‐out from SMS messages sent directly to your mobile devices.
  (SMS opt‐out via STOP is always honored, including for organizational contacts ‐‐ see SMS Terms of Service.)
• we label the purpose of our communications to you in email headers and body content.

Email purpose labels

Response: a reply or follow‐up to a prior communication or request.
Request: a message asking you to provide information, take an action, or respond.
Notification: a message communicating a status, event, reminder, or other update.
Promotion: a message containing promotional, advertising, or other commercial content.

Registering as a TrustedSender or Subscriber enables access to self‐service controls such as:

• Event logs published to Kafka topics for your AI agents to consume and process.
• Adding or removing endpoints used in communication channels.
• Adding or removing consent, written agreements, and policies.
• Adding or removing personal datasets.
• Configuring notifications, workflows, and reports.

Our Terms of Use

SMS Terms of Service

To receive conversational, informational, or promotional SMS messages from PrivacyPortfolio and the Yo‐AI Assurance Platform, you must register with PrivacyPortfolio as a TrustedSender or Subscriber and provide consent for each message type and use case.

Mobile opt‐in information and SMS consent will not be shared with third parties or affiliates for marketing or promotional purposes. To deliver SMS messages and enforce opt‐out and suppression status, PrivacyPortfolio works with Intermediary Parties, including Paubox for subscriber and suppression‐list management and RingCentral for SMS delivery.
These Intermediary Parties receive only the data necessary to send messages to consenting Subscribers and honor opt‐outs, and are contractually prohibited from using this data for their own marketing purposes or disclosing it to any other party.
You may request that PrivacyPortfolio limit processing of your data by a named Intermediary Party by contacting us as described under “Exercising Your Rights.”

If you send SMS messages to PrivacyPortfolio users and Registered AI Agents on the Yo‐AI Assurance Platform,
they will be blocked as reported as spam or phishing activity until the SMS Sender is registered with PrivacyPortfolio as a TrustedSender or Subscriber.
These terms apply to the Controlling Party of the SMS Sender, and each Intermediary Party used to deliver the SMS Sender's messages.

SMS messages are primarily used to support Agent‐to‐Agent interchanges and workflows.
This includes verification codes commonly used for two‐factor authentication. All SMS messages are sent via secure email to a centralized event log.

Opting Out from Data Collection, Data Processing and Communications

As an individual person or organization representative,
you may opt‐out from PrivacyPortfolio's collection, processing, or sharing of your personal information.
This exemption applies to your general personal information as permitted under applicable law and does not apply to SMS opt‐in consent, which is never shared with third parties or affiliates for marketing or promotional purposes, and which you may withdraw at any time by following the opt‐out instructions (e.g., replying STOP) in any SMS message you receive from us.

You may enter into a written agreement with PrivacyPortfolio to establish your preferences for how we communicate, what information is collected, shared or processed for what legitimate purpose, including Requests to LIMIT PROCESSING of Sensitive Personal Information.

Your Terms

PrivacyPortfolio monitors its own compliance with your Terms and Conditions.
PrivacyPortfolio's AI Agents are trained to follow your policies and procedures in addition to written agreements they can access and negotiate autonomously.

Honoring Your Terms and Conditions

Registered Subscribers and TrustedSenders may access event logs and other reports that support continuous improvement cycles.

When Yo‐AI agents encounter issues attempting to follow policies and instructions, these attempts are logged. They are trained to inform you of any issues and to request clarification or additional instructions. If you fail to respond to these requests, Yo‐AI agents are trained to make automated decisions about your status as a TrustedSender or Registered Subscriber.